I was born in Dinuba, CA.  As a young man, I swam competitively.  I received my undergraduate degree from Oregon State University in 1974.  I received my MBA from the University of Oregon in 1976, and consider myself a lifelong student.

I started my financial services career in 1983, with tenures at Morgan Stanley, Dean Witter, and Paine Webber. I hold insurance licenses and have passed the Series 3, 7, 8, 24, 63, and 65 examinations.  My career has involved retail sales, recruiting and managing advisors, and wholesaling financial products.  For the last 25 years, I have been an industry educator and speaker.

I’ve been married for 34 years and we have two fantastic, awesome, gorgeous, incredible children. I enjoy working as a mentor in our church’s men’s ministry.  I also work as a board member with Emergency Ministries, an organization that works with our community’s first responders.

My real passion is my clients. My mission is to do the best job possible for them.  That begins and ends with listening.  I listen, listen, listen to my clients so I can develop individual plans to help them create, develop and maintain the lifestyle of their choosing.  My areas of focus include investment selection, retirement income planning, and family wealth management.